Credit Card Downgrade Strategies with Andrew from pnm.now | Ep 307

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Timestamps:

00:00 Canceling Is Okay

00:13 Meet Andrew Kunesh

01:57 Why He Ditched Amex

03:26 What He Kept Instead

04:20 Audit Your Benefits

06:12 How Many Cards Needed

08:20 Hotel Status Reality Check

11:19 Airline Status Isn’t Worth It

13:37 Churning Limits And Burnout

15:47 Affording The Trip

18:06 Are Premium Cards For All

19:31 Downgrade Versus Cancel

21:58 Avoid Bank Shutdowns

27:17 Stop Hoarding Points

30:50 Minimalist Card Picks

36:03 Final Minimalism Takeaways

38:39 Where To Find Andrew

39:17 Closing Thoughts

You can find Julia at: 

➤ Instagram: https://www.instagram.com/geobreezetravel/ 

➤ Credit card links: https://www.geobreezetravel.com/cards

You can find Andrew and pnm.now at:

➤ pnm.now website: https://www.pnm.now/

➤ Andrew Instagram: https://www.instagram.com/akunesh/

➤ Andrew on X: https://x.com/andrewkunesh

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